Terms of Service

Welcome to Microloop. These Terms of Service (“Terms”) govern your access to and use of the Microloop mobile application and microloop.co (collectively, the “Service”) operated by Microloop (“we,” “us,” or “our”).

By accessing or using the Service, you agree to these Terms. If you do not agree, you may not use the Service.

1. Eligibility

You must be at least 13 years old to use the Service. By using the Service, you represent that you meet this requirement and that your use complies with applicable laws.

2. Accounts

Some features require an account. You agree to provide accurate information and to keep your credentials secure. You are responsible for activity under your account. Notify us promptly at hello@microloop.co if you suspect unauthorized access.

3. The Service

Microloop provides short, narrated learning stories and related features, including story creation, a scroll feed, bookmarks, and optional AI assistance. Content is generated with automated systems (including AI narration and visuals). We may change, suspend, or discontinue any part of the Service at any time.

Educational and informational content is for general learning only. It is not professional, medical, legal, or financial advice. Always verify important facts from authoritative sources.

4. User content

“User content” means prompts, topics, files, story settings, and other material you submit, as well as stories you create or choose to make public on the feed.

You represent that:

• You have the rights needed to submit your user content and to grant the licenses below
• Your user content does not infringe others’ intellectual property, privacy, or other rights
• Your user content complies with applicable laws and these Terms

You retain ownership of your user content. You grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, modify (for formatting and delivery), display, and distribute your user content solely to operate, improve, and promote the Service — including showing public stories to other users. This license ends when your content is deleted from our systems, except for reasonable backup copies and where retention is required by law.

5. Prohibited uses

You agree not to:

• Use the Service for unlawful, harmful, harassing, or abusive purposes
• Submit content that is illegal, defamatory, obscene, or that promotes violence or hatred
• Attempt to access accounts, systems, or data without authorization
• Interfere with or disrupt the Service, including by automated scraping or overload
• Misrepresent your identity or impersonate others
• Use the Service to generate content that infringes third-party rights or mimics a real person’s voice or likeness without permission
• Reverse engineer or circumvent technical limits except where law allows

6. Intellectual property

The Service, including our brand, software, story formats, and underlying technology, is owned by us or our licensors and protected by intellectual property laws. Except for the limited license to use the Service as intended, we grant you no rights in our proprietary materials.

AI-generated narration, images, and layouts in the Service may be subject to third-party model and provider terms. Your personal, non-commercial use of stories through the app is permitted; redistribution or commercial use of generated assets outside the Service requires our prior written permission unless otherwise stated in the app.

7. Privacy

Our Privacy Policy explains how we collect and use information. It is incorporated into these Terms by reference. By using the Service, you consent to our data practices as described there.

8. Subscriptions and payments

Paid features may require a subscription purchased through the Apple App Store or Google Play. Billing, renewal, cancellation, and refunds are governed by the applicable store’s terms. Subscription management and entitlements may be handled by RevenueCat on our behalf.

Prices and features may change. Free trials or promotional access, if offered, may be limited in duration or scope; current terms are shown at purchase.

9. Disclaimer of warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT AI-GENERATED CONTENT WILL BE ACCURATE OR COMPLETE.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR CLAIMS RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).

11. Indemnification

You agree to indemnify and hold harmless Microloop and its affiliates from claims, damages, and expenses (including reasonable legal fees) arising from your user content, your use of the Service, or your violation of these Terms.

12. Termination

We may suspend or terminate your access at any time for violation of these Terms or for any other reason. You may stop using the Service at any time and delete your account where available. Provisions that by their nature should survive termination will survive.

13. Governing law

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law rules, except where mandatory consumer protection laws in your country of residence apply.

14. Changes to these Terms

We may modify these Terms from time to time. We will post the updated version on this page and update the “Last updated” date. Continued use after changes become effective constitutes acceptance of the revised Terms.

15. Contact

Questions about these Terms: hello@microloop.co.